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Terms of Services

Terms of Services

Infinity Loans & Business Solutions

These Terms of Services ("Terms") govern your access to and use of the website and services provided by Infinity Loans & Business Solutions ("Company", "we", "our", "us"). By accessing our website or using any of our loan and financial advisory services, you agree to be bound by these Terms. If you do not agree, please do not use our services.

1. Nature of Services

Infinity Loans & Business Solutions is a loan distribution and financial advisory firm that assists individuals and businesses in obtaining loans and related financial products from banks, NBFCs, and other regulated financial institutions.

  • We act as a facilitator and advisor and do not provide loans directly, unless explicitly stated.
  • Final approval, disbursement, interest rates, tenure, and terms of loans are solely at the discretion of the respective lending institutions.

2. Eligibility

By using our services, you represent and warrant that:

  • You are at least 18 years of age
  • You are legally capable of entering into a binding agreement
  • The information provided by you is true, accurate, and complete

3. User Obligations

You agree to:

  • Provide accurate and complete personal, financial, and identification details
  • Update information promptly if there are any changes
  • Use our website and services only for lawful purposes
  • Not submit false, misleading, or fraudulent information

Infinity Loans & Business Solutions reserves the right to reject or discontinue services if any information is found to be incorrect or misleading.

4. Loan Processing & Approval

  • Submission of an application does not guarantee loan approval
  • Loan approval is subject to lender eligibility criteria, credit assessment, and verification
  • Interest rates, charges, and terms are determined solely by the lender
  • Processing timelines may vary based on lender and documentation

We are not responsible for rejection, delay, or modification of loan terms by any lending institution.

5. Fees & Charges

  • Any service fees, processing fees, or advisory charges (if applicable) will be communicated transparently to the user prior to engagement.
  • Infinity Loans & Business Solutions does not charge any hidden fees.
  • All fees paid are non-refundable, unless explicitly stated in writing.

6. Credit Information & Verification

By using our services, you authorize us to:

  • Obtain credit information from credit bureaus such as CIBIL, Experian, Equifax, and CRIF High Mark
  • Share necessary information with banks, NBFCs, and verification agencies
  • Conduct background, employment, and financial verifications

7. Communication Consent

You expressly consent to receive communications from us via:

  • Phone calls
  • SMS
  • WhatsApp
  • Email

These communications may relate to loan applications, service updates, offers, or regulatory requirements.

8. Intellectual Property

All content on the website, including text, graphics, logos, design, and layout, is the intellectual property of Infinity Loans & Business Solutions and may not be copied, reproduced, or used without prior written consent.

9. Third-Party Services & Links

  • Our website may include links to third-party websites or services.
  • We do not control or endorse such third parties and are not responsible for their content, policies, or practices.
  • Users access third-party services at their own risk.

10. Limitation of Liability

Infinity Loans & Business Solutions shall not be liable for:

  • Any loan rejection, delay, or change in terms by lenders
  • Financial losses arising from lender decisions
  • Technical issues, website downtime, or data transmission errors
  • Actions or omissions of third-party institutions

Our role is limited to facilitation and advisory services only.

11. Indemnification

You agree to indemnify and hold harmless Infinity Loans & Business Solutions from any claims, losses, damages, or liabilities arising from:

  • Breach of these Terms
  • Submission of incorrect or fraudulent information
  • Misuse of our website or services

12. Suspension or Termination

We reserve the right to suspend or terminate access to our services without prior notice if:

  • These Terms are violated
  • Fraudulent or unlawful activity is suspected
  • Required documentation is not provided

13. Governing Law & Jurisdiction

  • These Terms shall be governed by and construed in accordance with the laws of India.
  • Any disputes shall be subject to the exclusive jurisdiction of courts located in Gurugram, Haryana.

14. Amendments

Infinity Loans & Business Solutions reserves the right to modify these Terms at any time. Updated Terms will be effective immediately upon publication on the website.

15. Contact Information

For any queries or concerns regarding these Terms of Services, please contact:

Infinity Loans & Business Solutions

Customer Support:

+91 95798 80841 | +91 97661 69660

Email:

business@infinityloanservices.com

businessservicesinfinity@gmail.com

Website:

www.infinityloanservices.com